What type of insurance is typically required for boaters in Arizona?

Liability insurance is typically required for boaters in Arizona because it covers damages or injuries that the boat operator may cause to another person or their property while operating the vessel. This type of insurance is crucial as it ensures that in the event of an accident, financial compensation can be provided to the affected parties without causing significant financial burden on the operator.

Arizona law emphasizes the importance of liability insurance for boaters to promote safety and responsibility on the water. Without adequate coverage, boaters could face substantial out-of-pocket costs in the case of an incident, which also protects those who might be injured or have damages inflicted by the boater.

While collision insurance, comprehensive insurance, and personal injury insurance are all important types of coverage that a boater might choose to have for additional protection, they are not specifically mandated by law in Arizona as liability insurance is.